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	<title>Houses for Sale in Spain &#187; Valencia Property Comment</title>
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	<link>http://www.houses-for-sale-in-spain.net</link>
	<description>Houses for Sale in Spain Gives You The Lowdown on Lifestyle and Property in Spain</description>
	<lastBuildDate>Mon, 06 Feb 2012 08:11:00 +0000</lastBuildDate>
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		<title>Are You Owed Some Money In Spain?</title>
		<link>http://www.houses-for-sale-in-spain.net/valencia-property/are-you-owed-some-money-in-spain</link>
		<comments>http://www.houses-for-sale-in-spain.net/valencia-property/are-you-owed-some-money-in-spain#comments</comments>
		<pubDate>Sat, 21 Jan 2012 16:53:37 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[Valencia property News]]></category>
		<category><![CDATA[Are you owed money in Spain]]></category>
		<category><![CDATA[Houses For Sale In Spain]]></category>
		<category><![CDATA[Owed money in Spain]]></category>
		<category><![CDATA[Provision of funds in Spain]]></category>
		<category><![CDATA[Spanish debts]]></category>
		<category><![CDATA[Spanish purchase funds provision]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/?p=3081</guid>
		<description><![CDATA[I was reminded this week about the potential for anyone already living in Spain or who has sold a property in Spain to be owed some money by officialdom. 

I got a call from a gestor about one of my clients from three years ago. Could I come in and pick up the excess money from the provision of funds made when she sold the property in ... 2009! I misheard the amount on the phone. I thought they had told me 50 euros. When I arrived at the gestoria I was given a cheque in the name of my client for 950 euros. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The New Kindle Fire, Sponsoring a Child and a Good Meal Out</title>
		<link>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/the-new-kindle-fire-sponsoring-a-child-and-a-good-meal-out</link>
		<comments>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/the-new-kindle-fire-sponsoring-a-child-and-a-good-meal-out#comments</comments>
		<pubDate>Wed, 28 Dec 2011 17:09:11 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Houses For Sale In Spain]]></category>
		<category><![CDATA[Lifestyle In Spain]]></category>
		<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[Apple Store Valencia]]></category>
		<category><![CDATA[Cameroon]]></category>
		<category><![CDATA[Free Kindle Fire With Spanish Property]]></category>
		<category><![CDATA[Get a kindle fire]]></category>
		<category><![CDATA[Malima School in Gouria]]></category>
		<category><![CDATA[Property purchase in Spain]]></category>
		<category><![CDATA[Spain is Different Magazine]]></category>
		<category><![CDATA[Spanish property purchase]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/?p=3008</guid>
		<description><![CDATA[In 2011 we gave an iPad away to all people who bought a property from Valencia Property, except to those who already had one. Next year we have decided to change the offer. In view of the fact that Valencia now has its own Apple Store (On the corner of Calle Colón and Calle Lauria in the centre in case you didn't know) you can now get there to get your own iPad and enjoy the experience of buying and using it. This year the change of offer involves three things.
]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Property Price Negotiation and the Spanish Psyche</title>
		<link>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/property-price-negotiation-and-the-spanish-psyche</link>
		<comments>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/property-price-negotiation-and-the-spanish-psyche#comments</comments>
		<pubDate>Sun, 06 Nov 2011 11:34:21 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Buy a House in Spain]]></category>
		<category><![CDATA[Houses For Sale In Spain]]></category>
		<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[offers on Spanish property]]></category>
		<category><![CDATA[pesetas and the euro]]></category>
		<category><![CDATA[Spanish house prices]]></category>
		<category><![CDATA[Spanish Property]]></category>
		<category><![CDATA[Spanish property prices]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/property-price-negotiation-and-the-spanish-psyche</guid>
		<description><![CDATA[When you are negotiating the price and other aspects of a Spanish property purchase you need to understand the seller psychologically. If we are to assume that the seller is Spanish, as the majority of sellers are away from the Costas, then it is necessary to understand how their mind works.

In order to do this we need to realize what the Spanish mind thinks, obviously this is a broad generalization but by generalizing you can get an idea of what you need to understand in order to be successful in any property purchase.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Why You Shouldn&#8217;t Buy a Bank Repo Property (Part 4,735)</title>
		<link>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/why-you-shouldnt-buy-a-bank-repo-property-part-4735</link>
		<comments>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/why-you-shouldnt-buy-a-bank-repo-property-part-4735#comments</comments>
		<pubDate>Wed, 07 Sep 2011 12:26:18 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Houses For Sale In Spain]]></category>
		<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[Despair of Spanish Banks]]></category>
		<category><![CDATA[Repossessed property in Spain]]></category>
		<category><![CDATA[Spanish Bank Repossession Properties]]></category>
		<category><![CDATA[Spanish Bank Repossessions]]></category>
		<category><![CDATA[Spanish Banks]]></category>
		<category><![CDATA[Spanish repossessions]]></category>
		<category><![CDATA[Stupid Spanish Banks]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/?p=2819</guid>
		<description><![CDATA[A new report that ADICAE has produced (The consumer organisation protecting people from abuse by banks) reported in Global Edge here, shows what banks are doing to overvalue the properties they have in stock and then try to sell them by offering 100% mortgages over a period of up to 50 years while not offering mortgages to people on properties that are not in their portfolio, ie the general market.
]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Another Which Spanish Property Would You Choose?</title>
		<link>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/another-which-spanish-property-would-you-choose</link>
		<comments>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/another-which-spanish-property-would-you-choose#comments</comments>
		<pubDate>Mon, 15 Aug 2011 08:38:04 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Houses For Sale In Spain]]></category>
		<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[Living in Spain]]></category>
		<category><![CDATA[Moving to Spain]]></category>
		<category><![CDATA[Spanish Property]]></category>
		<category><![CDATA[Which property would you choose]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/?p=2787</guid>
		<description><![CDATA[Last Saturday I took some clients out to see a lot of Spanish properties again. That's what I do of course. This time the issue was the purchase of a Spanish Property in Valencia for a client moving to Spain to work at the Ford factory. (Don't be surprised Ford have announced a huge new investment in the Valencia plant to build the new Ford Kuga (Or Cougar))
]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Spanish Property Market Slow? Erm&#8230; Think Again</title>
		<link>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/spanish-property-market-slow-erm-think-again</link>
		<comments>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/spanish-property-market-slow-erm-think-again#comments</comments>
		<pubDate>Mon, 25 Jul 2011 11:32:05 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Houses For Sale In Spain]]></category>
		<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[Attics in Valencia]]></category>
		<category><![CDATA[Prices on Spanish Property]]></category>
		<category><![CDATA[Property location]]></category>
		<category><![CDATA[Segmentation in the Spanish property market]]></category>
		<category><![CDATA[Selling a Spanish property]]></category>
		<category><![CDATA[Spanish property sales]]></category>
		<category><![CDATA[The Spanish Property Market]]></category>
		<category><![CDATA[Types of Spanish Property]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/?p=2752</guid>
		<description><![CDATA[Last week I wanted to take a client to see a few places for sale in Valencia. I made a few phone calls and found that three places out of four had been sold in the previous two weeks. Then another client came along and the same happened with three more places, this time houses rather than city flats. Last week we sold a property after having it on site for just a week.
]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Visiting Valencia, Where to Stay? The Options</title>
		<link>http://www.houses-for-sale-in-spain.net/valencia-property/visiting-valencia-where-to-stay-the-options</link>
		<comments>http://www.houses-for-sale-in-spain.net/valencia-property/visiting-valencia-where-to-stay-the-options#comments</comments>
		<pubDate>Sun, 10 Jul 2011 19:33:47 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[airbnb in Valencia]]></category>
		<category><![CDATA[Holiday accommodation in Spain]]></category>
		<category><![CDATA[Hotels in Valencia]]></category>
		<category><![CDATA[Houses For Sale In Spain]]></category>
		<category><![CDATA[Using airbnb in Valencia]]></category>
		<category><![CDATA[Valencia.]]></category>
		<category><![CDATA[Visiting Valencia]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/?p=2737</guid>
		<description><![CDATA[Valencia has had the no vacancies signs out for a few weeks now. I have been told by lots of clients that they have had major problems booking accommodation for when they are visiting Valencia to look at properties. Firstly there was the Formula One, next weekend is Campus Party, the summer is full of events from Iggy Pop last night through to Seal, the Jazz Festival, the midnight beachside firework displays, the Champions' Tour showjumping, ATP tennis etc... (And that is a long etcetera)
]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Lure of The Familiar</title>
		<link>http://www.houses-for-sale-in-spain.net/valencia-property/the-lure-of-the-familiar</link>
		<comments>http://www.houses-for-sale-in-spain.net/valencia-property/the-lure-of-the-familiar#comments</comments>
		<pubDate>Fri, 08 Jul 2011 07:41:57 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[buying a property in spain]]></category>
		<category><![CDATA[Buying property abroad]]></category>
		<category><![CDATA[Familiarity of Spain]]></category>
		<category><![CDATA[Moving to Spain]]></category>
		<category><![CDATA[Reasons to move to Spain]]></category>
		<category><![CDATA[Spanish Revolution]]></category>
		<category><![CDATA[The lure of the familiar]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/?p=2731</guid>
		<description><![CDATA[Spain has had a lot of publicity recently about the #SpanishRevolution with people camping out on the streets complaining bitterly about the political classes and the banks, but everything has been done in an orderly and civilised way. Other countries have not been so lucky. Greece has had riots, Egypt a revolution, most North African countries are going through the same process and as fuel prices rise the cost of getting to long haul destinations like Thailand, the Caribbean and the States (Not even mentioning the ridiculous checks at airports in The States due to the Homeland security laws) mean that suddenly the old favourites are making a comeback big time when people look for overseas property and places to get away to.]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The Spanish Government, Banks and Repossessions.</title>
		<link>http://www.houses-for-sale-in-spain.net/valencia-property/the-spanish-government-banks-and-repossessions</link>
		<comments>http://www.houses-for-sale-in-spain.net/valencia-property/the-spanish-government-banks-and-repossessions#comments</comments>
		<pubDate>Sun, 03 Jul 2011 22:34:16 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[Banks in Spain]]></category>
		<category><![CDATA[Dación en pago in Spain]]></category>
		<category><![CDATA[Giving the keys back to the bank]]></category>
		<category><![CDATA[Houses For Sale In Spain]]></category>
		<category><![CDATA[Moodys]]></category>
		<category><![CDATA[Rating Agencies]]></category>
		<category><![CDATA[Repossessions in Spain]]></category>
		<category><![CDATA[Returning a property to the bank]]></category>
		<category><![CDATA[Standard and Poors]]></category>
		<category><![CDATA[The Spanish government and Dación en Pago]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/?p=2702</guid>
		<description><![CDATA[Up to now if you couldn't pay your mortgage in Spain you had three months and then the bank would start proceedings to embargo (Repossess) your property. The process would usually take around a year and at the end of the year when nobody bought it at auction because of the debt on the property, original mortgage debt plus around 35% costs on top, the bank would adjudicate it to themselves at 50% of mortgage value, sell it onto an investor, usually another financial institution, and then start the process of recouping the money from you for the rest of time, they could embargo a percentage of your wages above 648 Euros per month. 
]]></description>
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		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Looking at Property in a Different Way</title>
		<link>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/looking-at-property-in-a-different-way</link>
		<comments>http://www.houses-for-sale-in-spain.net/houses-for-sale-in-spain/looking-at-property-in-a-different-way#comments</comments>
		<pubDate>Sat, 02 Jul 2011 14:22:00 +0000</pubDate>
		<dc:creator>Houses For Sale In Spain</dc:creator>
				<category><![CDATA[Homes for sale in Spain]]></category>
		<category><![CDATA[Houses For Sale In Spain]]></category>
		<category><![CDATA[Lifestyle In Spain]]></category>
		<category><![CDATA[Valencia Property]]></category>
		<category><![CDATA[Valencia Property Comment]]></category>
		<category><![CDATA[iMovie]]></category>
		<category><![CDATA[iPad]]></category>
		<category><![CDATA[Iphone]]></category>
		<category><![CDATA[Mac]]></category>
		<category><![CDATA[Making video for estate agents]]></category>
		<category><![CDATA[Real Estate tips]]></category>
		<category><![CDATA[Snapseed]]></category>
		<category><![CDATA[Video of Spanish Property]]></category>
		<category><![CDATA[Web marketing for estate agents]]></category>

		<guid isPermaLink="false">http://www.houses-for-sale-in-spain.net/?p=2699</guid>
		<description><![CDATA[Valencia Property started in business 11 years ago at the request of a friend to find him a property. About a year later we put the first website up and until about four years ago it was a total mess but did its job. About four years ago it became database driven after the previous webmaster had refused to do his job properly for a couple of years but the website was still a mess. Last December thanks to Steve at Microedge it became much more coherent and now makes sense for people arriving on the site.
]]></description>
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		<slash:comments>4</slash:comments>
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